Credit
Know the financial character of the entities you depend on.
LedgerBranch Credit is an evidence-based trust and risk framework — not an investment advisor, not a guarantee, and never improved by paid placement.
What is Credit?
Confidence you can explain.
Users must be able to click “Why is this A-?” and see exactly which evidence produced the rating. Scores without provenance are not LedgerBranch Credit.
Identity
Who is behind the entity — domain, registration, ownership, continuity.
History
How long it has operated across web, product, social, and onchain records.
Transparency
How much can be independently verified from docs, contracts, and disclosures.
Liquidity
How easily value can move in and out across venues and rails.
Counterparty Risk
Who users must trust — custodians, bridges, issuers, validators.
Onchain Activity
What the ledger actually shows: flow, concentration, and participation.
Security Evidence
Audits, incidents, headers, and operational security signals.
Claim / Evidence Alignment
Whether marketing claims match measurable evidence — including evidence gaps.
Risk & exposure
Model the downside.
Exposure Simulator
If the value moves against you
Scenario analysis for Selected exposure. Not insurance. Not a prediction or guarantee.
Scenario analysis is not a prediction or guarantee. Digital assets can lose some or all of their value.
Calling /api/v1/exposure…
Enterprise
Credit as a financial primitive
Use Credit thresholds for API access, merchant acceptance, treasury policy, payment routing, escrow decisions, and agent counterparty limits.
Enterprise API